Let’s face it—tax season isn’t anyone’s favourite time of year. For small business owners and the self-employed, the 31st January self-assessment deadline can feel like a mountain to climb. 

You’ve got to juggle working out how much you owe while figuring out where to find the cash to pay it. Sound familiar?

Well, here’s some good news: Self-Assessment Tax Funding, powered by Swoop and brought to you by Accounts Direct, is here to make life easier.

What Is Self-Assessment Tax Funding?

Self-Assessment Tax Funding offers a simple alternative to paying your tax bill in one big lump sum. 

Instead, Swoop pays your tax bill upfront, and you repay it in manageable monthly instalments.

This means you don’t have to choose between paying your taxes and keeping your cash flow healthy. 

It’s not just convenient—it’s a smarter way to take the stress out of tax season.

Why Swoop Beats HMRC’s Time to Pay Option

If you’ve heard of HMRC’s Time to Pay (TTP) scheme, you might wonder why Self-Assessment Tax Funding could be a better choice. 

Here’s why Swoop stands out:

1. Flexible Repayment Terms
   HMRC’s TTP comes with strict criteria and limited options, which might not suit your financial situation. With Swoop, repayment terms are tailored to your business’s cash flow, giving you greater flexibility and peace of mind.
2. No Personal Guarantees
   One major downside of some TTP agreements is the need for personal guarantees, which could put your assets at risk. Swoop’s funding solutions don’t require this, so your home and personal savings are safe.
3. Credit Score Boost
   Paying your taxes through Swoop’s lending network can actually help build your credit history, which is useful for future funding needs. TTP doesn’t offer the same benefit.
4. No Penalties or Hidden Costs
   HMRC’s TTP can involve penalties or hidden fees if you miss a payment. With Swoop, there are no nasty surprises—just competitive interest rates and a straightforward repayment plan.

How Does It Work?

Getting started with Self-Assessment Tax Funding is simple and stress-free:

1. Contact Accounts Direct
   Get in touch with us today, and we’ll talk you through how Self-Assessment Tax Funding works and why it’s the right choice for your business.
2. We Handle the Process
   We’ll work with Swoop to match you with the best funding option for your needs. With over 500 lenders in Swoop’s network, you’ll get a tailored solution without the stress of finding it yourself.
3. Relax and Repay
   Once approved, your tax bill is covered, and you can repay the amount in affordable monthly instalments.

Why Choose Accounts Direct?

At Accounts Direct, we know the strain tax season can put on your finances—and your peace of mind. That’s why we’ve teamed up with Swoop to make it easier for you.

Here’s what you get when you work with us:

• Expert Guidance: We’re here to explain your options and answer your questions.
• Tailored Solutions: Every business is different, so we make sure your funding option suits your unique circumstances.
• A Trusted Partner: Swoop’s flexible and reliable funding options ensure you’re always in good hands.

Make Tax Season Simple

Tax season doesn’t need to be a headache. With Self-Assessment Tax Funding, you can stay on top of your obligations without putting your business under unnecessary financial strain. It’s a practical, flexible solution designed to give you peace of mind and keep your cash flow healthy.

Contact Us Today

Don’t let tax season stress you out. Call Accounts Direct today on 0161 832 1399 or email hello@accountsdirect.uk, and we’ll help you get started with Self-Assessment Tax Funding.

Let’s make this tax season your easiest yet.